Islamic Banking Solutions

Transform Your IslamicBanking Operations

Complete Islamic banking infrastructure built on Shariah-compliant rails. Deploy Murabaha, Ijarah, Musharakah, and more with automated governance and compliance.

Unified Islamic Banking Dashboard

Real-time visibility across all Islamic banking operations

Islamic Banking Operations Center

Live OperationsQ1 2025

Active Contracts

12,847
↑ 12.3% vs last month
Murabaha8,234
Ijarah2,156
Musharakah1,847

Portfolio Value

$2.84B
↑ 8.7% YTD performance
Commercial$1.2B
Retail$987M
SME$653M

Compliance Score

98.7%
Shariah compliance rate
Approved12,689
Pending Review158
Rejected0

Real-time Transaction Flow

Contract InitiatedShariah ReviewRisk AssessmentCompliance CheckExecution

API Explorer

Interactive documentation for the complete Islamic Open Finance™ API suite

Contract Rail

Live

Manage Islamic finance contracts with full lifecycle support

Create Murabaha Contract

POST/api/v1/contracts
{
  "type": "MURABAHA",
  "jurisdictionCode": "SA",
  "currency": "SAR",
  "principalAmount": 100000,
  "sellerOrgId": "org_123",
  "buyerOrgId": "org_456",
  "contractData": {
    "assetDescription": "Vehicle",
    "profitRate": 0.05
  }
}

List Contracts

GET/api/v1/contracts?page=1&limit=20&status=ACTIVE&type=MURABAHA

Execute Contract

POST/api/v1/contracts/:contractId/execute

JavaScript/TypeScript

npm install @iof/sdk

Python

pip install iof-sdk

Java

Available via Maven

Go

go get github.com/islamic-open-finance/sdk-go

Complete Islamic Banking Products

Every Islamic banking contract type with automated lifecycle management

Murabaha

Cost-plus financing with transparent profit margins and asset-backed security.

  • Automated profit rate calculation
  • Asset ownership tracking
  • Flexible payment schedules
Active Murabaha8,234
$1.2B total value

Ijarah

Islamic leasing with rental income and ownership transfer options.

  • Rental payment automation
  • Maintenance scheduling
  • Ownership transfer management
Active Ijarah2,156
$687M total value

Musharakah

Joint venture partnerships with profit and loss sharing.

  • Profit sharing automation
  • Capital contribution tracking
  • Risk management workflows
Active Musharakah1,847
$453M total value

Mudarabah

Investment partnerships with capital provider and manager.

  • Performance fee calculation
  • Investment tracking
  • Distribution management
Active Mudarabah342
$127M total value

Istisna

Manufacturing and construction project financing.

  • Project milestone tracking
  • Progress-based payments
  • Quality assurance workflows
Active Istisna234
$98M total value

Salam

Advance payment financing for commodities.

  • Commodity price management
  • Delivery scheduling
  • Quality verification
Active Salam189
$67M total value

Seamless Integration

Connects with your existing banking infrastructure without disruption

Banking Core Systems

Core Banking Systems

Temenos, Finastra, Oracle, SAP

Payment Systems

SWIFT, RTGS, ACH, FPS

Risk & Compliance

FICO, SAS, Actimize

API Connectivity

Core Banking IntegrationConnected
// Connect to existing core banking
const coreBanking = await IslamicOpenFinance.connect({
  provider: 'temenos',
  environment: 'production',
  credentials: {
    apiKey: process.env.CORE_BANKING_API_KEY,
    endpoint: 'https://api.bank.temenos.com'
  }
});

// Sync contracts automatically
await coreBanking.syncContracts({
  contractTypes: ['MURABAHA', 'IJARAH'],
  dateRange: 'last_30_days'
});

Ready to Transform Your Islamic Banking?

Join leading banks implementing Shariah-compliant digital transformation

50%
Faster contract deployment
100%
Shariah compliance automation
60%
Operational cost reduction